Apna CSC Kiosk – Registration & Apply Online | Digital Seva
Apna CSC Kiosk is nothing but the Kiosk Banking which is an important concept which was developed basically for the people in rural areas where there is less number of banks are available to citizens so that they can’t be able to reach banks and can’t get all the needed services.
This is also known as the Financial Inclusion in the economic terms. The Reserve Bank of India or the RBI defines this financial inclusion as the process of ensuring access of financial services to the citizens in the rural areas.
Also, to adequate credit which will be needed by the backward sections and low-income groups at an affordable cost. In this article, you will get to know about the Apna CSC Kiosk briefly. In this article, all the details and information regarding the Apna CSC Kiosk is shown and explained below.
Functions & Objectives of Apna CSC Kiosk
In the structure of financial inclusion, Apna CSC KIOSK banking had become an important part of the e-Governance scheme with Serving each and every citizen in the rural areas as the main objective.
All the Functions and Objectives of the Apna CSC Kiosk scheme are listed and explained below in this section of the article. So, read the section of the article carefully without any jumps or skipping of the content while reading it.
Under the Apna CSC e-Governance scheme, kiosks will function with the support of the maximum number of leading banks in the private, public and co-operative sectors.
It also uses the shops as a touch-point for basic banking services such as the following,
- Cash deposits
- Cash withdrawals
- remittances apart from micro-credit and insurance.
Like all the other ordinary banks, the Apna CSC kiosks will also provide almost all the basic banking services. These services are provided to all the registered customers through the CSCs.
The following are the objectives of the Apna CSC Kiosk banking scheme. Do read all the points included in this objectives of the Apna CSC Kiosk. These Objectives are on which the whole scheme is running on.
- Every citizen should receive all the possible banking services.
- Should give the access of banking services to the people.
- Should be able to reach every citizen in need of any banking service.
- Reaching out to citizens in very remote areas.
Any retailer can open a no-frills bank account for a customer just by recording his/her fingerprint details of the customer.
Taking a photograph of the customer of a passport size also important while creating a bank account through Apna CSC Kiosk. That Photograph will help him/her to be identified as the specific individual.
All the recorded details in the Apna CSC Kiosk along with other relevant and required documents are forwarded to the specific affiliated bank branch to carry out the rest of the “know-your-customer” procedure.
Once the account is created or opened in a specific bank, a customer can withdraw the cash from his bank account or can deposit or can emit a maximum of Rs 10,000 per day through the internet-enabled Apna CSC Kiosk branch.
Apna CSC Kiosk – SBI Banking
SBI – State Bank of India is country’s largest banking branch network which invites all the eligible individuals/NGOs/ some of the companies other than the NBFCs/ Other entities to join together to banking to each and every individual in the country.
The following are the banking services which are provided by the State Bank of India (SBI) through the Apna CSC Kiosk to the registered customers through the Common Service Centers (CSCs) as mentioned in the above section.
- Deposit of Cash
- Withdrawal of Cash
- Transfer of Money to another SBI Account holder.
- SBI can enhance the product list of BC.
SBI Kiosk transactions are bio-metrically secured which provides a printed acknowledgement receipt for each transaction made by the customer and also has an End-to-end process of opening of a bank account & making transactions online.
There are so many benefits which can be avail by the Customers through this Apna CSC Kiosk SBI Banking. These services are provided only to the customers who are exclusively registered to the Apna CSC Kiosk scheme to avail all those benefits provided through the scheme itself.
This scheme has been introduced into the e-Governance to provide all the banking services to the citizens who are not able to reach a bank.
- General purpose Credit Card (GCC)/Kisan Credit Card (KCC)
- Term Deposit/Recurring Deposit
- Regular State Bank of India (SBI) Saving Bank Account
- Loans against Term Deposit Receipt (TDR) etc
- Hassle free opening of savings account.
- Fewer KYC documents.
- No Queues.
- No Travel expenses.
- Easy deposits, withdrawals & cash remittances.
- Easy opening of R.D. & F.D Account.
- Deposits can be made from anywhere.
The above are the benefits for the customers who are registered to this Apna CSC Kiosk Banking. These benefits really make a change and differentiate the registered customers from normal Citizens.